How to calculate SSF contribution
Enter the employee’s monthly basic salary and number of months. The calculator separates the salary deduction from the employer contribution and gives monthly and period totals. Rates can be edited for historical or special-case estimates.
Employee 11%, employer 20%: what each number means
Nepal’s contribution-based Social Security Fund receives 31% of basic remuneration: 11% from the employee and 20% from the employer. On a basic salary of Rs 30,000, that is Rs 3,300 from the employee plus Rs 6,000 from the employer, for Rs 9,300 deposited each month.
Current SSF scheme allocation
| Scheme | Rate of basic salary |
|---|---|
| Medical, health and maternity | 1.20% |
| Accident and disability | 0.80% |
| Dependent family protection | 0.67% |
| Old-age security | 28.33% |
| Total | 31% |
These scheme percentages explain where the combined contribution goes; they are not additional charges on top of 31%.
Official source and limitation
Rates reviewed June 2026 against the Social Security Fund’s Social Security Operation Procedure 2075, fifth amendment. This is a payroll estimate, not an SSF benefit or claim calculation.
Frequently asked questions
How much SSF is deducted from salary in Nepal?
The employee contributes 11% of basic remuneration. The employer adds 20%, so the combined Social Security Fund contribution is 31% of basic remuneration.
Is the employer's 20% deducted from the employee's salary?
No. The employee deduction is 11%. The employer's 20% is an additional employer contribution, though both amounts are deposited to the worker's SSF account.
How is the combined 31% allocated?
Under the current operation procedure, 1.20% goes to medical, health and maternity, 0.80% to accident and disability, 0.67% to dependent-family protection and 28.33% to old-age security.
Is SSF calculated on gross salary?
The statutory percentages are based on basic remuneration, not every allowance in gross pay. Confirm any salary component classification with payroll or SSF.